Why CMHC Insured Financing?

  • Streamlined approval process with CMHC’s established underwriting criteria
  • Enhanced leverage opportunities with higher loan-to-value ratios
  • Extended amortization schedules for improved debt service coverage
  • Optimized cash flow management supporting stronger investment performance

CMHC Insured Financing Criteria

PROPERTY TYPE: Income-producing multifamily and mixed use rental properties (5+ units)*

LOAN SIZE: $1 million to $50 million+

LOAN-TO-VALUE: up to 95% with CMHC insurance

TERM: 5 or 10-year, up to 50 years amortization
*Available for new construction, acquisition and term financing with portfolio lending options for multiple properties

MORTGAGE INQUIRIES

Executive Director, CMHC Multifamily Program
Associate, CMHC Multifamily Program
Associate, CMHC Multifamily Program